Investment process

People
As well as managing funds, our portfolio managers carry out research. This combined role gives them a better understanding of the investment case and leads to more efficient decision making.

Fundamental research
We build detailed company-specific models that forecast profit and loss, balance sheet and cash flow over five years. To gain further insight, we meet with company management as well as talk to customers, competitors and suppliers.

Challenge the case
Analysts then present their findings at regular stock meetings where the team challenges the assumptions underlying research. This means greater ‘buy-in’ from the team and ensures that we get our best research ideas into all client portfolios.

Research portal
To make full use of our research, we have developed an in-house web-based research portal. This allows us to bring research together and share insights in a consistent manner across all our investment teams.

Portfolio construction
This process ensures that the SWIP Islamic Global Equity Fund holds a portfolio of stocks offering the prospect of long-term outperformance. And we constantly review the portfolio to ensure that holdings are providing clients with a sufficient return.

Shariah overlay
In addition to our standard rigorous global equity process, all of the investment opportunities are screened to ensure that they fully comply with Islamic investment guidelines. All investments are reviewed and approved by our Shariah Advisory Board.

Important Information

Important Information

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Scottish Widows Investment Partnership Limited (SWIP) is registered in England and Wales, Company No. 794936. Registered Office is at 33 Old Broad Street, London EC2N 1HZ. Tel: 0131 655 8500. SWIP is authorised and regulated by the Financial Services Authority and is entered on their register under number 193707 (www.fsa.gov.uk).