Reasons to invest

The benefits of our Global Liquidity and Sterling Investment Cash funds include:

  • Active management

    You can benefit from the cash management skills of our professional fund managers, backed by a team of researchers and analysts, providing in-depth research beyond the means of many in-house treasury departments.

  • Money fund ratings

    Our cash funds are independently rated by the leading ratings agencies: Moody’s, Fitch and Standard & Poor’s.

  • Managing risk

    Your investment is spread across a wide variety of underlying investment instruments, with counterparty exposure managed within strict investment guidelines.

  • Access

    You have same day access to your investment in the Global Liquidity Fund* or ‘trade plus 2 day access’ from our Sterling Investment Cash Fund.

  • Competitive returns

    The large size of our funds allows our managers to take advantage of appropriate longer-dated investment opportunities that can enhance yield - but still remain within the strict liquidity limits.

  • Simplicity

    Liquidity funds simplify investing, monitoring and dealing with cash balances - easing administration for your treasury department.

  • Economies of scale

    SWIP’s size and the scale of the fund gives our fund managers access to a wider variety of counterparties and instruments that may not be available to single investors if acting alone.

*Daily by 13:30 for Sterling sub-fund and 13:00 for Euro sub-fund.



The main objective in managing and operating the funds is to maintain liquidity and preserve principal. This is not guaranteed and investors ultimately carry a credit exposure risk to the underlying investments. Investors may not receive back the full amount originally invested.

Important Information

For professional clients and institutional investors only – not to be relied upon by retail clients

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Scottish Widows Investment Partnership Limited (SWIP) is registered in England and Wales, Company No. 794936. Registered Office is at 33 Old Broad Street, London EC2N 1HZ. Tel: 0131 655 8500. SWIP is authorised and regulated by the Financial Services Authority and is entered on their register under number 193707 (www.fsa.gov.uk).